/* Pandum Trust Bank - Ultra Premium Styles */
:root {
    --primary: #0A2540;
    --primary-light: #1E4D8C;
    --accent: #00A3E0;
    --accent-dark: #0077B6;
    --gold: #C9A227;
    --success: #00A86B;
    --danger: #E63946;
    --warning: #F4A261;
    --bg: #F8FAFC;
    --bg-dark: #0F172A;
    --text: #1E293B;
    --text-muted: #64748B;
    --white: #FFFFFF;
    --border: #E2E8F0;
    --shadow: 0 4px 20px rgba(10, 37, 64, 0.08);
    --shadow-lg: 0 10px 40px rgba(10, 37, 64, 0.12);
    --radius: 12px;
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --font: 'Inter', system-ui, sans-serif;
    --font-display: 'Playfair Display', Georgia, serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
    font-family: var(--font);
    color: var(--text);
    background: var(--bg);
    line-height: 1.6;
    overflow-x: hidden;
}
a { color: var(--primary-light); text-decoration: none; transition: var(--transition); }
a:hover { color: var(--accent); }
img { max-width: 100%; height: auto; display: block; }
.container { width: 100%; max-width: 1240px; margin: 0 auto; padding: 0 24px; }

/* Top Bar */
.top-bar {
    background: var(--primary);
    color: rgba(255,255,255,0.9);
    font-size: 0.85rem;
    padding: 8px 0;
}
.top-bar .container { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 8px; }
.top-bar a { color: rgba(255,255,255,0.9); }
.top-bar a:hover { color: #fff; }
.top-bar .divider { margin: 0 12px; opacity: 0.4; }
.top-bar-right { display: flex; align-items: center; gap: 16px; }
.btn-login, .btn-signup {
    padding: 6px 14px; border-radius: 6px; font-weight: 600; font-size: 0.85rem;
}
.btn-login { background: transparent; border: 1px solid rgba(255,255,255,0.4); }
.btn-signup { background: var(--accent); color: #fff !important; border: none; }
.btn-signup:hover { background: var(--accent-dark); }

/* Header */
.main-header {
    background: var(--white);
    box-shadow: var(--shadow);
    position: sticky; top: 0; z-index: 1000;
    padding: 12px 0;
}
.main-header .container {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: space-between;
}
.logo img { height: 48px; }
.main-nav ul { display: flex; list-style: none; gap: 4px; }
.main-nav > ul > li > a {
    display: flex; align-items: center; gap: 6px;
    padding: 10px 16px; color: var(--text); font-weight: 500; border-radius: 8px;
}
.main-nav > ul > li > a:hover, .main-nav > ul > li.active > a {
    background: rgba(30, 77, 140, 0.08); color: var(--primary-light);
}
.has-dropdown { position: relative; }
.dropdown {
    position: absolute; top: 100%; left: 0; min-width: 240px;
    background: var(--white); border-radius: var(--radius);
    box-shadow: var(--shadow-lg); padding: 12px 0;
    opacity: 0; visibility: hidden; transform: translateY(10px);
    transition: var(--transition); z-index: 100;
}
.has-dropdown:hover .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.dropdown a {
    display: flex; align-items: center; gap: 12px;
    padding: 12px 20px; color: var(--text); font-weight: 500;
}
.dropdown a:hover { background: var(--bg); color: var(--primary-light); }
.dropdown a i { width: 20px; color: var(--primary-light); }

.mobile-toggle {
    display: none; background: none; border: none; cursor: pointer;
    width: 32px; height: 24px; position: relative;
}
.mobile-toggle span {
    display: block; width: 100%; height: 3px; background: var(--primary);
    border-radius: 2px; position: absolute; left: 0; transition: var(--transition);
}
.mobile-toggle span:nth-child(1) { top: 0; }
.mobile-toggle span:nth-child(2) { top: 10px; }
.mobile-toggle span:nth-child(3) { top: 20px; }

/* Flash */
.flash-message {
    padding: 14px 0; font-weight: 500;
}
.flash-success { background: #D1FAE5; color: #065F46; }
.flash-error { background: #FEE2E2; color: #991B1B; }
.flash-info { background: #DBEAFE; color: #1E40AF; }
.flash-message .container { display: flex; justify-content: space-between; align-items: center; }
.flash-message button { background: none; border: none; font-size: 1.4rem; cursor: pointer; opacity: 0.7; }

/* Hero */
.hero {
    position: relative; min-height: 560px;
    display: flex; align-items: center;
    background: linear-gradient(135deg, var(--primary) 0%, #0F3A5F 50%, var(--primary-light) 100%);
    color: #fff; overflow: hidden;
}
.hero::before {
    content: ''; position: absolute; inset: 0;
    background: url('/assets/images/glass-skyscraper-building-with-american-flag-tall-building-reflection.jpg') center/cover;
    opacity: 0.25;
}
.hero-content { position: relative; z-index: 2; max-width: 640px; padding: 60px 0; }
.hero h1 {
    font-family: var(--font-display); font-size: clamp(2.2rem, 5vw, 3.4rem);
    font-weight: 700; line-height: 1.15; margin-bottom: 20px;
}
.hero p { font-size: 1.15rem; opacity: 0.92; margin-bottom: 32px; max-width: 520px; }
.hero-ctas { display: flex; flex-wrap: wrap; gap: 16px; }
.btn {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 14px 28px; border-radius: 10px; font-weight: 600;
    font-size: 1rem; border: none; cursor: pointer; transition: var(--transition);
}
.btn-primary { background: var(--accent); color: #fff; }
.btn-primary:hover { background: var(--accent-dark); transform: translateY(-2px); box-shadow: 0 8px 20px rgba(0,163,224,0.35); }
.btn-outline { background: transparent; border: 2px solid rgba(255,255,255,0.7); color: #fff; }
.btn-outline:hover { background: rgba(255,255,255,0.15); border-color: #fff; }
.btn-dark { background: var(--primary); color: #fff; }
.btn-dark:hover { background: var(--primary-light); }
.btn-gold { background: var(--gold); color: #fff; }
.btn-sm { padding: 8px 16px; font-size: 0.9rem; }

/* Sections */
.section { padding: 80px 0; }
.section-alt { background: var(--white); }
.section-title {
    font-family: var(--font-display); font-size: clamp(1.8rem, 3vw, 2.4rem);
    color: var(--primary); margin-bottom: 12px; text-align: center;
}
.section-subtitle {
    text-align: center; color: var(--text-muted); max-width: 600px;
    margin: 0 auto 48px; font-size: 1.1rem;
}

/* Product Cards */
.products-grid {
    display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 28px;
}
.product-card {
    background: var(--white); border-radius: var(--radius);
    overflow: hidden; box-shadow: var(--shadow); transition: var(--transition);
    border: 1px solid var(--border);
}
.product-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.product-card img { width: 100%; height: 180px; object-fit: cover; }
.product-card .card-body { padding: 24px; }
.product-card h3 { font-size: 1.25rem; color: var(--primary); margin-bottom: 8px; }
.product-card p { color: var(--text-muted); font-size: 0.95rem; margin-bottom: 16px; }
.product-card .card-link { font-weight: 600; color: var(--accent); display: inline-flex; align-items: center; gap: 6px; }

/* Features */
.features-grid {
    display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 32px; text-align: center;
}
.feature-item i {
    width: 64px; height: 64px; line-height: 64px;
    background: linear-gradient(135deg, var(--primary-light), var(--accent));
    color: #fff; border-radius: 16px; font-size: 1.5rem; margin-bottom: 16px;
}
.feature-item h4 { color: var(--primary); margin-bottom: 8px; }

/* CTA Band */
.cta-band {
    background: linear-gradient(90deg, var(--primary), var(--primary-light));
    color: #fff; padding: 60px 0; text-align: center;
}
.cta-band h2 { font-family: var(--font-display); font-size: 2rem; margin-bottom: 12px; }
.cta-band p { opacity: 0.9; margin-bottom: 24px; }

/* Forms */
.form-card {
    background: var(--white); border-radius: var(--radius);
    box-shadow: var(--shadow-lg); padding: 40px; max-width: 480px; margin: 0 auto;
}
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-weight: 600; margin-bottom: 6px; color: var(--text); font-size: 0.9rem; }
.form-control {
    width: 100%; padding: 12px 16px; border: 1.5px solid var(--border);
    border-radius: 8px; font-size: 1rem; transition: var(--transition);
    font-family: var(--font);
}
.form-control:focus { outline: none; border-color: var(--accent); box-shadow: 0 0 0 3px rgba(0,163,224,0.15); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.auth-page { min-height: calc(100vh - 200px); display: flex; align-items: center; padding: 40px 0; background: linear-gradient(180deg, #E8F4FC 0%, var(--bg) 100%); }

/* Dashboard */
.dashboard-layout { display: flex; min-height: calc(100vh - 120px); }
.dash-sidebar {
    width: 260px; background: var(--primary); color: #fff;
    padding: 24px 0; flex-shrink: 0;
}
.dash-sidebar .user-info { padding: 0 20px 24px; border-bottom: 1px solid rgba(255,255,255,0.1); margin-bottom: 16px; }
.dash-sidebar .user-info h4 { font-size: 1.1rem; }
.dash-sidebar .user-info small { opacity: 0.7; }
.dash-nav a {
    display: flex; align-items: center; gap: 12px;
    padding: 12px 24px; color: rgba(255,255,255,0.85); font-weight: 500;
}
.dash-nav a:hover, .dash-nav a.active { background: rgba(255,255,255,0.1); color: #fff; }
.dash-nav a i { width: 22px; }
.dash-main { flex: 1; padding: 32px; background: var(--bg); overflow-x: auto; }
.dash-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 28px; flex-wrap: wrap; gap: 12px; }
.dash-header h1 { font-size: 1.75rem; color: var(--primary); }

/* Account Cards - matching uploaded dashboard style */
.account-section { margin-bottom: 28px; }
.account-section-header {
    background: var(--primary); color: #fff; padding: 12px 20px;
    border-radius: 8px 8px 0 0; display: flex; justify-content: space-between; align-items: center;
    font-weight: 600;
}
.account-card {
    background: var(--white); border: 1px solid var(--border);
    border-top: none; padding: 24px; border-radius: 0 0 8px 8px;
}
.account-row {
    display: flex; justify-content: space-between; align-items: flex-start;
    flex-wrap: wrap; gap: 16px; margin-bottom: 16px;
}
.account-name { font-weight: 600; color: var(--primary); font-size: 1.05rem; }
.account-balance { font-size: 1.5rem; font-weight: 700; color: var(--primary); }
.account-balance small { display: block; font-size: 0.8rem; font-weight: 400; color: var(--text-muted); }
.available-balance {
    font-size: 2rem; font-weight: 800; color: var(--primary); margin: 12px 0;
}
.things-you-can-do {
    background: #F1F5F9; border-radius: 8px; padding: 16px; min-width: 200px;
}
.things-you-can-do a { display: flex; align-items: center; gap: 8px; padding: 8px 0; color: var(--primary-light); font-weight: 500; }
.account-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 16px; padding-top: 16px; border-top: 1px solid var(--border); }
.account-actions a, .account-actions button {
    padding: 8px 16px; border-radius: 6px; font-size: 0.9rem; font-weight: 500;
    background: transparent; border: 1px solid var(--border); color: var(--text); cursor: pointer;
}
.account-actions a:hover, .account-actions button:hover { background: var(--bg); border-color: var(--primary-light); color: var(--primary-light); }

.summary-cards {
    display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 20px; margin-bottom: 32px;
}
.summary-card {
    background: var(--white); border-radius: var(--radius); padding: 24px;
    box-shadow: var(--shadow); border-left: 4px solid var(--accent);
}
.summary-card h5 { color: var(--text-muted); font-size: 0.85rem; font-weight: 500; margin-bottom: 8px; }
.summary-card .value { font-size: 1.6rem; font-weight: 700; color: var(--primary); }

/* Tables */
.table-wrap { overflow-x: auto; background: var(--white); border-radius: var(--radius); box-shadow: var(--shadow); }
table { width: 100%; border-collapse: collapse; }
th, td { padding: 14px 18px; text-align: left; border-bottom: 1px solid var(--border); }
th { background: #F8FAFC; font-weight: 600; color: var(--primary); font-size: 0.85rem; text-transform: uppercase; letter-spacing: 0.03em; }
tr:hover td { background: #F8FAFC; }

/* AI Chat */
.ai-chat-widget { position: fixed; bottom: 24px; right: 24px; z-index: 9999; }
.chat-toggle {
    width: 60px; height: 60px; border-radius: 50%;
    background: linear-gradient(135deg, var(--primary-light), var(--accent));
    color: #fff; border: none; cursor: pointer; font-size: 1.4rem;
    box-shadow: 0 6px 24px rgba(0,163,224,0.4); position: relative;
    transition: var(--transition);
}
.chat-toggle:hover { transform: scale(1.08); }
.chat-badge {
    position: absolute; top: -4px; right: -4px;
    background: var(--gold); color: #fff; font-size: 0.65rem;
    padding: 2px 6px; border-radius: 10px; font-weight: 700;
}
.chat-box {
    position: absolute; bottom: 72px; right: 0; width: 360px; max-width: calc(100vw - 32px);
    height: 480px; background: var(--white); border-radius: 16px;
    box-shadow: var(--shadow-lg); display: none; flex-direction: column;
    overflow: hidden; border: 1px solid var(--border);
}
.chat-box.open { display: flex; }
.chat-header {
    background: var(--primary); color: #fff; padding: 16px 20px;
    display: flex; justify-content: space-between; align-items: center;
}
.chat-header small { opacity: 0.8; display: block; font-size: 0.8rem; }
.chat-header button { background: none; border: none; color: #fff; font-size: 1.5rem; cursor: pointer; }
.chat-messages { flex: 1; overflow-y: auto; padding: 16px; display: flex; flex-direction: column; gap: 12px; }
.chat-msg { max-width: 85%; padding: 12px 16px; border-radius: 14px; font-size: 0.95rem; line-height: 1.45; }
.chat-msg.bot { background: #F1F5F9; align-self: flex-start; border-bottom-left-radius: 4px; }
.chat-msg.user { background: var(--primary-light); color: #fff; align-self: flex-end; border-bottom-right-radius: 4px; }
.chat-input-area { display: flex; padding: 12px; border-top: 1px solid var(--border); gap: 8px; }
.chat-input-area input {
    flex: 1; padding: 10px 14px; border: 1px solid var(--border); border-radius: 20px;
    font-size: 0.95rem; outline: none;
}
.chat-input-area button {
    width: 42px; height: 42px; border-radius: 50%; background: var(--accent);
    color: #fff; border: none; cursor: pointer;
}

/* Footer */
.main-footer {
    background: var(--bg-dark); color: rgba(255,255,255,0.85); padding: 60px 0 0;
}
.footer-grid {
    display: grid; grid-template-columns: 1.4fr repeat(3, 1fr); gap: 40px; margin-bottom: 40px;
}
.footer-logo { filter: brightness(0) invert(1); margin-bottom: 16px; }
.footer-tagline { font-style: italic; opacity: 0.8; margin-bottom: 12px; }
.footer-col h4 { color: #fff; margin-bottom: 16px; font-size: 1rem; }
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 8px; }
.footer-col a { color: rgba(255,255,255,0.7); font-size: 0.95rem; }
.footer-col a:hover { color: var(--accent); }
.social-links { display: flex; gap: 12px; margin-top: 16px; }
.social-links a {
    width: 36px; height: 36px; border-radius: 50%; background: rgba(255,255,255,0.1);
    display: flex; align-items: center; justify-content: center; color: #fff;
}
.social-links a:hover { background: var(--accent); }
.footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.1); padding: 24px 0;
    text-align: center; font-size: 0.85rem; opacity: 0.7;
}
.footer-bottom .disclaimer { margin-top: 8px; font-size: 0.8rem; max-width: 800px; margin-left: auto; margin-right: auto; }

/* Blog */
.blog-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); gap: 32px; }
.blog-card {
    background: var(--white); border-radius: var(--radius); overflow: hidden;
    box-shadow: var(--shadow); transition: var(--transition);
}
.blog-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.blog-card img { width: 100%; height: 200px; object-fit: cover; }
.blog-card .body { padding: 24px; }
.blog-card .meta { font-size: 0.85rem; color: var(--text-muted); margin-bottom: 8px; }
.blog-card h3 { font-size: 1.2rem; color: var(--primary); margin-bottom: 10px; }

/* FAQ */
.faq-item {
    background: var(--white); border-radius: var(--radius); margin-bottom: 12px;
    box-shadow: var(--shadow); overflow: hidden;
}
.faq-question {
    width: 100%; text-align: left; padding: 20px 24px; background: none; border: none;
    font-size: 1.05rem; font-weight: 600; color: var(--primary); cursor: pointer;
    display: flex; justify-content: space-between; align-items: center;
}
.faq-answer { padding: 0 24px 20px; color: var(--text-muted); display: none; }
.faq-item.open .faq-answer { display: block; }
.faq-item.open .faq-question i { transform: rotate(180deg); }

/* ========== RESPONSIVE / MOBILE ========== */
.main-header { position: relative; }
.main-header .container { position: relative; }

@media (max-width: 1100px) {
    .main-nav > ul > li > a { padding: 10px 12px; font-size: 0.95rem; }
}

@media (max-width: 992px) {
    .mobile-toggle {
        display: block !important;
        z-index: 1002;
        width: 36px;
        height: 28px;
        padding: 0;
        flex-shrink: 0;
    }
    .main-nav {
        display: none !important;
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        width: 100%;
        background: var(--white);
        box-shadow: 0 12px 40px rgba(0,0,0,0.15);
        padding: 8px 0 20px;
        max-height: min(80vh, 600px);
        overflow-y: auto;
        z-index: 1001;
        border-top: 1px solid var(--border);
    }
    .main-nav.open {
        display: block !important;
    }
    .main-nav ul { flex-direction: column; gap: 0; }
    .main-nav > ul > li > a {
        padding: 14px 12px;
        border-bottom: 1px solid var(--border);
        width: 100%;
    }
    .dropdown {
        position: static;
        opacity: 1; visibility: visible; transform: none;
        box-shadow: none; padding: 0 0 0 12px;
        display: none; min-width: 0;
        background: #F8FAFC;
        border-radius: 0;
    }
    .has-dropdown.open .dropdown { display: block; }
    .dropdown a { padding: 12px 16px; border-bottom: 1px solid var(--border); }
    .footer-grid { grid-template-columns: 1fr 1fr; gap: 28px; }
    .dashboard-layout { flex-direction: column; }
    .dash-sidebar {
        width: 100%;
        position: relative;
        padding: 16px 0;
    }
    .dash-nav {
        display: flex;
        flex-wrap: wrap;
        gap: 4px;
        padding: 0 12px;
    }
    .dash-nav a {
        padding: 10px 14px;
        border-radius: 8px;
        font-size: 0.9rem;
    }
    .dash-main { padding: 20px 16px; }
    .section { padding: 48px 0; }
    .products-grid { grid-template-columns: 1fr 1fr; gap: 16px; }
    .hero-content { padding: 40px 0; }
    .admin-stats { grid-template-columns: 1fr 1fr; }
    /* two-col layouts collapse */
    .section .container > div[style*="grid-template-columns: 1fr 1fr"] {
        display: block !important;
    }
    .section .container > div[style*="grid-template-columns:1fr 1fr"] {
        display: block !important;
    }
}

@media (max-width: 768px) {
    .container { padding: 0 16px; }
    .top-bar { font-size: 0.8rem; padding: 6px 0; }
    .top-bar-left { display: none; }
    .top-bar-right { width: 100%; justify-content: flex-end; gap: 10px; }
    .btn-login, .btn-signup { padding: 5px 10px; font-size: 0.8rem; }
    .logo img { height: 40px; }
    .hero { min-height: 420px; }
    .hero h1 { font-size: 1.9rem; }
    .hero p { font-size: 1rem; }
    .hero-ctas { flex-direction: column; align-items: stretch; }
    .hero-ctas .btn { justify-content: center; text-align: center; }
    .products-grid { grid-template-columns: 1fr; }
    .features-grid { grid-template-columns: 1fr 1fr; gap: 20px; }
    .blog-grid { grid-template-columns: 1fr; }
    .form-card { padding: 24px 18px; margin: 0 8px; }
    .auth-page { padding: 24px 0; }
    .account-row { flex-direction: column; }
    .available-balance { font-size: 1.6rem; }
    .things-you-can-do { width: 100%; min-width: 0; }
    .account-actions { gap: 8px; }
    .account-actions a, .account-actions button { padding: 8px 12px; font-size: 0.85rem; }
    .summary-cards { grid-template-columns: 1fr 1fr; gap: 12px; }
    .summary-card { padding: 16px; }
    .summary-card .value { font-size: 1.25rem; }
    .dash-header h1 { font-size: 1.4rem; }
    .table-wrap { font-size: 0.85rem; }
    th, td { padding: 10px 12px; }
    .footer-grid { grid-template-columns: 1fr; gap: 24px; text-align: center; }
    .social-links { justify-content: center; }
    .chat-box { width: calc(100vw - 20px); right: -4px; height: 70vh; max-height: 520px; }
    .ai-chat-widget { bottom: 16px; right: 16px; }
    .chat-toggle { width: 54px; height: 54px; }
    .cta-band h2 { font-size: 1.5rem; }
    .section-title { font-size: 1.6rem; }
    .admin-stats { grid-template-columns: 1fr 1fr; }
    .form-row { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
    .features-grid { grid-template-columns: 1fr; }
    .summary-cards { grid-template-columns: 1fr; }
    .admin-stats { grid-template-columns: 1fr; }
    .hero { min-height: 380px; }
    .hero h1 { font-size: 1.65rem; }
    .dash-nav a { flex: 1 1 45%; justify-content: center; text-align: center; }
    .dash-nav a i { display: none; }
    .account-section-header { font-size: 0.9rem; padding: 10px 14px; flex-wrap: wrap; gap: 6px; }
    .product-card img { height: 160px; }
}

/* Touch-friendly */
@media (hover: none) {
    .btn, .account-actions a, .dash-nav a, .main-nav a {
        min-height: 44px;
    }
}

/* Prevent horizontal overflow */
html, body { overflow-x: hidden; max-width: 100vw; }
img { max-width: 100%; height: auto; }
.table-wrap { -webkit-overflow-scrolling: touch; }


/* Admin specific */
.admin-stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 20px; margin-bottom: 32px; }
.stat-card {
    background: var(--white); padding: 24px; border-radius: var(--radius);
    box-shadow: var(--shadow); text-align: center;
}
.stat-card .num { font-size: 2rem; font-weight: 800; color: var(--primary); }
.stat-card .label { color: var(--text-muted); font-size: 0.9rem; }

/* Utility */
.text-center { text-align: center; }
.mt-2 { margin-top: 16px; }
.mb-2 { margin-bottom: 16px; }
.mb-4 { margin-bottom: 32px; }
.d-flex { display: flex; }
.gap-2 { gap: 12px; }
.badge {
    display: inline-block; padding: 4px 10px; border-radius: 20px;
    font-size: 0.75rem; font-weight: 600;
}
.badge-success { background: #D1FAE5; color: #065F46; }
.badge-warning { background: #FEF3C7; color: #92400E; }
.badge-danger { background: #FEE2E2; color: #991B1B; }
.badge-info { background: #DBEAFE; color: #1E40AF; }

.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
@media (max-width: 768px) {
  .two-col { grid-template-columns: 1fr !important; gap: 24px !important; }
}

